Tony Giarratano has been with FirstBank for 12 years as a Loan Officer specializing in Construction Loans, Commercial Lending on all asset classes, Business Loans and Residential Mortgages for primary homes, second homes and investment properties. He has a strong understanding of credit analysis, risk mitigation, and underwriting. Tony has managed multiple branch locations within the FirstBank system with an emphasis on business development, managing large relationships and growing the bank. Tony serves on two Non-profit Boards: Trips for Kids Denver Metro as the Board Chair and Jefferson County Economic Development Corporation. Tony and his wife Theresa have three boys and live in Littleton.